Individual health insurance is a type of health insurance coverage that is designed to protect individuals from the high costs of medical care. It can help pay for medical expenses not covered by government-sponsored programs or by other types of health insurance.
Individual health insurance provides protection against high-cost medical conditions and can help you manage your health care costs.
Individual health policies are purchased directly from insurance companies and cover only one person. Unlike group health plans offered by employers, individual policies do not provide protection for family members. If a spouse or child has an existing illness, it will not be covered under an individual policy.
It’s important to have health insurance because it helps you pay for treatments and services that may otherwise be out-of-pocket. Without insurance, you could end up paying thousands of dollars out of pocket for basic care. An accident or unexpected illness can have serious financial consequences if you don’t have coverage.
Here are some of the coverage that can be included in the plan:
If you’re thinking about buying individual private health insurance, we can help answer your questions about coverage options and plans. We’ll also help you compare different types of policies so that you can find the one that best meets your needs.